Your April 2022 Newsletter
Your April 2022 Newsletter

Looking Forward


This month brings us April showers, Tax Day, and the start of baseball. This newsletter includes information on tax-deferred growth and senior travel... plus a tasty and healthy recipe. Please review this information from Cornerstone Senior Services and enjoy this month of April.

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Norman Morris

(828) 400-1829

Tax-Deferred Growth

Paying money to the IRS (i.e., taxes) certainly is not one of life's pleasures.

While we can't spare you from paying taxes, we can tell you about products featuring tax-deferred growth.

Some annuity and universal life insurance plans help your savings grow over time with tax deferred until a future time when you withdraw money.

Sound interesting? Let's talk about an annuity or other plans that can grow without constant tax payments!

With tax-deferred growth you can put off paying taxes on your savings until you take a withdrawal.

Who's Really on the Line?

In a time plagued by massive "scamming," especially many that target seniors, it's just natural to be concerned if you get a phone call from someone claiming to be from Social Security.

But... is every such call something shady?

No. Social Security employees do, occasionally, contact the publis by telephone for some business purposes. But they will never threaten you.

On the other hand, if there's a problem with a Social Security number or record, Social Security will just mail you a letter.1

If you think you have good reason to be suspicious of a call, hang up and report it.

1."What should I do if I get a call...," Social Security,,Suspend%20your%20SSN (accessed March 16, 2022)

For the most part, Social Security will only contact you if you have requested a call or have ongoing business with them (Social Security).

Recipe for good health

Sesame Garlic Roasted Asparagus

Here's that special side dish: healthy and great tasting.


  • 1-1/2 lb asparagus spears — washed and ends trimmed
  • 1 tbsp sesame oil (or olive oil)
  • 3 cloves garlic — minced (or use 1/2 tsp garlic powder)
  • 2 tbsp toasted sesame seeds
  • Directions:

    Preheat oven to 425°. Cut the dry woody ends of the asparagus. Discard. Place asparagus in large bowl. Add sesame oil and minced garlic. Toss to combine. Arrange spears on large baking sheet and sprinkle with sesame seeds. Season with salt and black pepper. Place in oven until spears reach desired consistency. They should be a bit crisp. Remove from oven and transfer to serving plate to serve immediately. Just 111 calories per serving.

    Source: Ambitious Kitchen

    Parkinson's Disease: Is it Curable?

    Nearly one million Americans have Parkinson's, and it is not considered curable.

    Symptoms of Parkinson's can include stiffness in limbs, impaired coordination, loss of balance, and dementia. Parkinson's is treatable, but that can be costly.2

    April is Parkinson's Awareness Month, a month focused on a condition estimated to generate nearly $52 billion per year in costs in the United States.

    Medications alone cost an average of $2,500 a year per person and therapeutic surgery can cost up to $100,000 per person. Men are 1.5 times more likely to have Parkinson's than women.

    2. Statistics, National Parkinson's Foundation, (accessed March 16, 2022)

    What's the difference between Parkinson's disease and Parkinsonism? Parkinsonisms typically don't include a tremor and affect both sides of the body. Parkinson's disease generally affects one side more than the other. (

    Seniors on the move

    Many seniors will be hitting the road for vacation during the current year, experts say. In fact, a survey showed nearly one in three older adults plans to pack their bags for a long trip far from home.

    Only 17% of respondents said they had taken such extended trips in the past year, but 31% say they intend to do so in the current year.3 Some "hedge their bets," saying a spike in Covid might change their plans.

    A poll director said seniors "needed a break" from everyday living and a return to normalcy.

    3. Michigan Medicine, University of Michigan, "Many older Americans plan to take long trips soon..." (accessed May 17, 2022)

    From Your Friends at Cornerstone:
    During This Great Season, Stay Active, and Be Fit!


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    CURRENT Information You Need

    Keep up with the latest news in insurance and retirement on our Cornerstone website. We make sure all the information is up-to-date and relevant to you. Stay in the loop and check with us regularly.